LIf you are also one of such account holders who want to increase their savings, then it will definitely be best for you to use the best high savings account APYs. How do savings accounts work? What things should we pay attention to when we are opening an account? To get good information about the best high-yield savings account 2024 December,
you must come to the end of this article. Let us tell you that a high-yield savings account is an ideal place to deposit your money. APYs are about 10 times higher than the national average rate of 0.43 percent.
best high yield savings account 2024 December
Recently, the Federal Reserve Bank has once again cut interest rates. The result of this is that the interest rate of savings accounts can be reduced once again. Still, we will tell you that if you have to save, then a high-yield account can prove to be a better option for you. Because here you have less risk and your access to this account is very easy.
We will currently only report on high savings account rates. Below we have listed the highest interest rates for savings accounts. Along with this, we have also listed well-known national brands for the best high-yield savings account in 2024 December.
High Yield savings accounts 2024 Overview
| Article Title | best high yield savings account 2024 December |
| Category | Saving account yield |
| Percent of National average rate | 0.43 percent |
| Year | 2024 2025 |
| Chase savings | 0.01 percentage |
| Month | December |
Best online High yield savings Account rates
- Ever Bank 4.75% APY
- Bask Bank 4.65 % APY
- Popular direct 4.60 APY
- TAB Bank 4.52 % APY
- UFB direct 4.31 % APY
- Cibc Bank USA 4.51 % APY
- CIT Bank 4.55 % APY
- Bread savings 4.65 % APY
- Lending club Bank 4.75 % APY
- BrioDirect 4.85 % APY
Capital One high yielding savings
A money market account is where you can deposit your cash along with interest and time. There are many other best types of money market accounts that offer a variety of benefits to their customers. Apart from Capital One high-yielding savings, we compared several such options to decide which money market account will be best for you. And the accounts that we placed in the top category in this ranking provide a higher than average APY.
According to the best high yield savings account 2024 December, these accounts give you the facility to write checks, debit card ATMs, and access to your cash.
Chase high yield savings
Chase savings accounts pay you only about 0.01% to 0.02% APY, which is actually quite lower than the national average. And it is also much less than the best high-yield savings accounts.
You also have to pay a monthly fee for this, and this fee is valid until you are eligible to get it waived. Chase Bank, established in New York City, America, is one of the largest financial institutions and has approximately 16000 ATMs and more than 4700 branches.
| Account name | APY Range | Monthly fee |
| Chase savings | 0.01% | $5 |
| Chase premier savings | 0.01%-0.02% | $25 |
Pros and Cons of Chase Savings Accounts
You do not need to keep any minimum amount in a Chase account. But there are some savings accounts where you have to make a minimum deposit at the time of opening the account.
But you do not have any such boundation in Chase Savings and Chase Premier Savings. Under the Pros and Cons of Chase Savings Accounts, you do not have to pay any kind of withdrawal charge. And you have easy access to your money—that is, you get your rights over your savings by going to any ATM or branch.
If we look at its cons, then here also it is clear that you get the lowest interest rate; here you also have to face problems to get the monthly fee waived. Here you do not get any other additional services.
American Express high yield savings
Whenever you think of opening an account at a new bank, there you get many types of options. You are mainly given good rates on savings accounts by these new online-only banks.
Below are some of the features we found after reviewing the American Express High Yield Savings Account: Your access to cash Allowances Annual percentage yield To help you make your decision about whether the best high-yield savings account 2024 December High Yield Savings Account is right for you.
| APY | Till 24 oct 2024, 04.00 percent APY |
| Monthly fee | 0 dollar |
| Max lenden fee | 0 dollar |
| Checking account | No |
| ATM card offer | No |
| Year | 2024 25 |
| Max transaction | No limits |
| Excessive transaction fee | 0 dollar |
12 Best Money Market Accounts of December 2024
| Bank | Earn up to in % APY |
| Ally Bank | 4.00 |
| Ever bank | 4.00 |
| Prime Alliance Bank | 4.50 |
| Redneck Bank | 4.40 |
| Sallie Mae | 4.20 |
| Vio Bank | 4.90 |
| ZYNLO Bank | 5.00 |
| UFB Direct | 4.31 |
| Republic Bank of Chicago | 4.71 |
| Quontic Bank | 5.00 |
| First internet Bank of indiana | 3.77 |
| CFGBank | 4.90 |